The Investor Type
Strategic Lifestyle…
Discover the process of achieving ultimate time and money freedom…
Click the cards below to see what each Phase of the Investor Lifestyle entails. You’ll see where you are on this journey and how to get from here to there. Watch for follow-up emails with even more information to guide you…
Phase 1: Easy Do-It-For-You…
Turning Money Into More Time for You


Alignment Ridge
Integrity
Overview
As we learn in Alignment Ridge, Integrity is a state of being in which our thoughts, words, actions and emotions are all in alignment. Being “in integrity” is a wonderful experience, and most of us know instinctively when we are there. But, as we also learn, Integrity is even more powerful when we synchronize our alignment with our sacred Purpose for being. When we create this kind of alignment, we feel inspired and motivated, perhaps even unstoppable!
No-one is “in integrity” 100% of the time; we all slip-up occasionally. Thankfully, one of the other tools we learn about in Alignment Ridge is Accountability, which enables us to perform some powerful introspection to find out how we got off track, and to create a new commitment to find our way back to our chosen path.
Situation
You will be faced with conditions and circumstances that will put at least two of your commitments in conflict with one another. You will find that you have to make choices that will pull you out of integrity with at least one of these commitments. Because you are a person who highly values integrity, this will cause you a great deal of inner turmoil; you will have difficulty making the necessary choices.
Recommendation
Whenever you have two or more commitments that come into conflict with each other, you are faced with a dilemma: Which commitment do I follow through on, and how do I minimize the damage when I break one of the others?
If you simply choose one commitment and forget about the other(s), then you risk damaging your relationship with the people involved in the broken commitments. This can get worse over time if you allow this sort of thing to happen repeatedly, because then people begin to see you as someone who doesn’t keep his/her word, who can’t be counted on, who “flakes out” and doesn’t follow through. This in turn leads to broken trust, which makes it very hard for people to stay in relationship with you. Most people will accept an apology once or twice, but after that, if there is no change in behavior, your fate is sealed with them.
So, what is the solution? Simple: Negotiation. This is a form of self-accountability because you are acknowledging that you somehow allowed two or more commitments to come into conflict with one another. You are taking responsibility for the choices you made to allow this to happen, and you are asking one or more of the people you committed to for permission to change the terms of the commitment(s).
You could approach the other party (or parties) and say something like the following:
I want to apologize to you because I’ve created a situation in which I have a conflict with the agreement I made with you. I will not be able to complete that commitment in the manner we agreed upon, and I would like to discuss with you how we might be able to re-structure the agreement in a mutually acceptable way.
The other person may not be in a position to modify the existing agreement, so you may have to try this approach with each of the other people involved. Whatever happens, make sure you approach each party with a genuine desire to find a mutually acceptable solution. Even if things don’t quite work out the way you want them to, at least you have made your best effort, preserved your integrity, and reduced the risk of broken trust with those people.

For more information about this topic, please see the full program at Life Mastery Way (and remember the name of your card).
Phase 2: Easy Do-It-Yourself
Spending Little Time While Making Lots More Money…


Karma Crossroads
Choice
Overview
One thing that we all have available to us in every moment is Choice. It may not always seem that way, though.
Sometimes, some of the alternatives available to us may be completely unacceptable for any number of reasons, so it may seem that there is only one viable option, even if that last remaining option is distasteful—in which case, it is usually the least of all evils. When this happens, we may think that we really have no choice at all—or that we are forced into something we didn’t really want.
In other circumstances, we may be making our choices unconsciously. In this case, we may be operating on “auto-pilot”, making decisions without even being aware. The problem here is that, when we aren’t aware of our choices, then we are certainly not aware of their impact, and we may not realize how our actions are affecting the world around us.
In Karma Crossroads, we look at the concept of Choice in a new way, and we learn how to make our choices both consciously and responsibly.
Situation
Lately, you have been making a lot of your choices unconsciously, and you are now becoming aware of some of the unintended consequences of those choices. Some of the people around you are beginning to express displeasure or even upset because of your words or actions. Some of them may even be describing pain in their relationship with you. And now, you are beginning to feel internal guilt or shame because of the current situation, and the voice inside your head may be berating you for some of these choices, with words like:
- How could you be so bone-headed as to make a decision like that?
- What on earth were you thinking? You should have known this would happen.
In addition, you are feeling significant emotional pain of your own right now, worrying that you may not be able to make things right.
Recommendation
The first thing you must realize is that you cannot respond to anything anyone is saying to you from a place of knee-jerk reaction. The easiest way to deal with people who are upset with you right now is simply to say to them: I’m sorry to hear that you are upset, and I thank you for your feedback. I am not in a space to respond right now, but I will consider what you’ve said and get back to you later today. Then, find yourself a safe and quiet space where you can do some gentle and loving introspection.
As with all Life Mastery processes, begin by getting yourself into a relaxing position and take some slow deep breaths to help raise your awareness. Notice what is going on around you and within you and allow yourself to observe everything without judgment or interpretation.
As your level of relaxation and awareness increase, do a time scan over the recent past to observe the choices you have made. Pay close attention to the energy you had when you made those choices. Were you under some kind of pressure that led you to choose without putting your full attention and intention into those choices? Or were you simply operating on “auto-pilot”? Whatever the case, simply observe without judgment or interpretation.
As you become aware of all of the choices you made without due consideration of possible consequences, forgive yourself for slipping into unconsciousness, and make a personal commitment to bring consciousness and intention into all of your choices going forward.
After you have completed this introspection, you can take a few more deep breaths, and honor yourself for doing the work necessary to take responsible stock of all of the choices you have made.
When you are ready, return to the people who have confronted you and take full ownership of the choices you made and why you made them. If necessary, apologize for any unintended consequences you may have created, and commit to those people your intention to choose more consciously in the future.

For more information about this topic, please see the full program at Life Mastery Way (and remember the name of your card).
Phase 3: Passive Income All Day Long
Multiple Passive Income Streams and Money Freedom…


Nama Station
Forgiveness
Overview
When we are caught up in the dramas of our ego-minds, it is easy for us to fall into the habit of playing the BS Game—that is, the “Blame-Shame Game”. When someone else does something that causes us discomfort, upset or pain, we put ourselves into the role of victim and the other person into the role of perpetrator. In this way, we give all our power away to the perpetrator—who may not even be aware of the fact that s/he has done something “wrong”. In allowing ourselves to slip into this finger-pointing pattern, we often end up creating even more pain and upset for ourselves, while secretly hoping for the other person to suffer.
Nama Station teaches us about the powerful healing capabilities of Forgiveness, a tool whose sole purpose is to give ourselves permission to release ourselves from our own pain and suffering. When we forgive, it really has nothing to do with the so-called perpetrator! It is really all about letting go of something over which we have no control, and—without forgetting or condoning or agreeing with actual bad behavior—releasing ourselves from the prison of our own negative thinking, and reclaiming our power.
Situation
Somebody in your life has said or done something to you that seemed to come from malicious intent, and it has been causing you a lot of internal upset and emotional pain. The event in question happened at some time in the past—perhaps even the distant past—but it continues to haunt you today. The other person has not apologized or taken responsibility for the event, and apparently does not see things the same way you do. Worse, the other person doesn’t seem to recognize or acknowledge the pain that s/he caused you, and this is adding to your ongoing anger and resentment. You find yourself wishing the worst for this person, perhaps even dreaming of violence or retribution.
Whether this situation happened relatively recently or sometime in the more distant past, the fact that you are dwelling on it now is causing you a great deal of discomfort, upset or pain.
Recommendation
First and foremost is Safety. It is assumed in this discussion that you have taken all necessary steps to protect yourself from any potentially dangerous conditions or situations, and that, if appropriate, you have also alerted any law enforcement or other relevant support personnel.
It is important for you to find a way to quiet the voices in your head so that you can return to a grounded, centered state. One of the best ways for you to do this is to Forgive the person who is holding your ego-mind hostage. It may seem like a very difficult task right now, but if you can remember that Forgiveness is not about condoning or forgetting someone else’s behavior, or letting him/her off the hook, and that it is really about giving yourself permission to release yourself from the pain you are creating by keeping the situation alive in your mind, then you will find it much easier to find Forgiveness in your heart—and this will quickly bring healing into your life.
When you are in a safe and quiet place, go through the 5 simple steps below:
- Understand the wrong-doing. What actually happened? Was it done deliberately, or did it happen by accident? Do you know the perptrator’s real intention or motivation, or is that something you are simply making up as part of your ego-mind story? What were the consequences? Which consequences were the direct result of the perpetrator’s actions, and which ones are the result of your own thinking patterns?
- Acknowledge and validate your judgments and feelings. Notice what kinds of thoughts and judgments you have about the perpetrator. Are you attached to “getting even” or finding justice or having your revenge? What do you imagine you might gain by following through on your vengeful thoughts? What are you feeling emotionally about all of this?
- Express and release your emotional energy. Allow yourself to fully experience and express the emotional energy associated with this situation. Some of this energy may be locked in place because of previous attempts to “stuff it”, so give yourself permission to feel it all. Allow it to pass through you so that the pain dissipates and eventually disappears.
- Own your part in the situation. This is not about making yourself wrong for whatever happened; it’s part of the process for raising awareness about your part of the situation. Did you do something that might have triggered the other person’s behavior? Was there a part of you that derived pleasure from pushing the other person’s buttons? Did you do something after the fact to make matters worse? Could you have done anything to improve, mitigate or resolve the situation?
- Re-connect to compassion and unconditional love. After your emotional energy has passed and you have honestly reflected on the whole situation, allow yourself to reconnect naturally and gently to compassion. Find a place of compassion for the other person, who may have been (and may still be) suffering from struggles of his or her own. Find a place of compassion for yourself and whatever struggle you’ve been going through, and release yourself from thoughts of revenge. Give yourself permission to forgive the other person; in the quiet silence of your mind, simply say “I forgive you.” At the same time, give yourself permission to forgive yourself; in your mind imagine that you are speaking to yourself, and say silently “I forgive you.”
You may need to go through this exercise a few times before all of the energy completely dissipates. Remember, the other person does not need to know you are doing this—the exercise is completely for you, and you alone. But do notice how much lighter and more open you feel each time you complete the exercise. Invite and embrace that lightness, and allow it to inform the way you show up going forward.

For more information about this topic, please see the full program at Life Mastery Way (and remember the name of your card).